Side-by-side · Q2 2026 data
Rockland Savings Bank, FSB vs Midcoast Federal Credit Union
Metric by metric
| Measure | Rockland Savings Bank, FSB | Midcoast Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 47 | 61 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 34 (stronger) | 32 |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 22nd | 37th |
| Total assets | $90.8M | $267.1M |
| Deposits / shares | $68.5M | $235.7M |
| Capital ratio | 9.67% | 11.11% (stronger) |
| Problem loans | 0.02% (stronger) | 0.41% |
| Net charge-offs | -0.01% (stronger) | 0.30% |
| Return on assets | 0.34% (stronger) | 0.31% |
| Loans ÷ deposits | 112.9% | 91.2% (stronger) |
| Uninsured deposits | 7.8% | 5.5% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midcoast Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rockland Savings Bank, FSB leads on 3 and Midcoast Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.