Side-by-side · Q2 2026 data
Rocky Mountain Bank & Trust vs Fowler State Bank
Metric by metric
| Measure | Rocky Mountain Bank & Trust | Fowler State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 82 | 82 |
| Loan quality | 43 (stronger) | 0 |
| Earnings | 82 | 89 (stronger) |
| Funding & liquidity | 92 (stronger) | 73 |
| Problem-loan coverage | 88 (stronger) | 66 |
| Peer percentile | 57th | 19th |
| Total assets | $126.5M | $154.5M |
| Deposits / shares | $109.9M | $123.8M |
| Capital ratio | 13.23% (stronger) | 13.23% |
| Problem loans | 1.71% (stronger) | 3.46% |
| Net charge-offs | -0.03% | -0.09% (stronger) |
| Return on assets | 1.54% | 1.73% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 87.5% |
| Uninsured deposits | 22.4% | 14.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rocky Mountain Bank & Trust has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Rocky Mountain Bank & Trust leads on 4 and Fowler State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.