Side-by-side · Q2 2026 data
Rocky Mountain Bank & Trust vs Frontier Bank
Metric by metric
| Measure | Rocky Mountain Bank & Trust | Frontier Bank |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 82 (stronger) | 58 |
| Loan quality | 43 | 89 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 79 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 57th | 80th |
| Total assets | $126.5M | $436.4M |
| Deposits / shares | $109.9M | $388.9M |
| Capital ratio | 13.23% (stronger) | 10.78% |
| Problem loans | 1.71% | 0.32% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 1.54% | 2.12% (stronger) |
| Loans ÷ deposits | 54.0% | 52.8% (stronger) |
| Uninsured deposits | 22.4% (stronger) | 34.1% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frontier Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Rocky Mountain Bank & Trust leads on 3 and Frontier Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.