Side-by-side · Q2 2026 data
Rolette State Bank vs First United Bank
Metric by metric
| Measure | Rolette State Bank | First United Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 49 | 51 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 82 | 87 (stronger) |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 60th | 72nd |
| Total assets | $51.5M | $810.8M |
| Deposits / shares | $46.0M | $702.1M |
| Capital ratio | 9.87% | 10.13% (stronger) |
| Problem loans | 0.04% | 0.01% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.54% | 1.66% (stronger) |
| Loans ÷ deposits | 80.4% (stronger) | 81.9% |
| Uninsured deposits | 15.6% (stronger) | 21.6% |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Rolette State Bank leads on 3 and First United Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.