Side-by-side · Q2 2026 data
Rolette State Bank vs Peoples State Bank
Metric by metric
| Measure | Rolette State Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 78 | 87 (stronger) |
| Capital cushion | 49 | 85 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 79 (stronger) | 78 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 60th | 84th |
| Total assets | $51.5M | $69.9M |
| Deposits / shares | $46.0M | $60.7M |
| Capital ratio | 9.87% | 13.52% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.54% (stronger) | 1.39% |
| Loans ÷ deposits | 80.4% | 64.5% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 31.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rolette State Bank leads on 3 and Peoples State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.