Side-by-side · Q2 2026 data
Rolling Hills Bank & Trust vs Community State Bank
Metric by metric
| Measure | Rolling Hills Bank & Trust | Community State Bank |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 78 (stronger) | 43 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 68th | 87th |
| Total assets | $484.4M | $41.4M |
| Deposits / shares | $416.2M | $33.6M |
| Capital ratio | 11.85% | 20.23% (stronger) |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.12% (stronger) |
| Return on assets | 1.45% (stronger) | 0.57% |
| Loans ÷ deposits | 90.9% | 39.4% (stronger) |
| Uninsured deposits | 26.2% | 4.8% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Community State Bank has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Rolling Hills Bank & Trust leads on 1 and Community State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.