Side-by-side · Q2 2026 data
Rolling Hills Bank & Trust vs First State Bank
Metric by metric
| Measure | Rolling Hills Bank & Trust | First State Bank |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 68 | 69 (stronger) |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 78 (stronger) | 66 |
| Funding & liquidity | 57 | 92 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 68th | 82nd |
| Total assets | $484.4M | $129.7M |
| Deposits / shares | $416.2M | $114.0M |
| Capital ratio | 11.85% | 11.95% (stronger) |
| Problem loans | 0.30% | 0.03% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 1.15% |
| Loans ÷ deposits | 90.9% | 47.5% (stronger) |
| Uninsured deposits | 26.2% | 22.6% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
First State Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Rolling Hills Bank & Trust leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Stuart, IA