Side-by-side · Q2 2026 data
Rolling Hills Bank & Trust vs Iowa State Bank
Metric by metric
| Measure | Rolling Hills Bank & Trust | Iowa State Bank |
|---|---|---|
| TellerScore | 77 | 95 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 78 | 90 (stronger) |
| Funding & liquidity | 57 | 77 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 68th | 99th |
| Total assets | $484.4M | $480.5M |
| Deposits / shares | $416.2M | $392.0M |
| Capital ratio | 11.85% | 15.92% (stronger) |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.45% | 1.76% (stronger) |
| Loans ÷ deposits | 90.9% | 70.0% (stronger) |
| Uninsured deposits | 26.2% (stronger) | 27.0% |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 3.4% |
Iowa State Bank has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Rolling Hills Bank & Trust leads on 1 and Iowa State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.