Side-by-side · Q2 2026 data
Rollstone Bank & Trust vs Coastal Heritage Bank
Metric by metric
| Measure | Rollstone Bank & Trust | Coastal Heritage Bank |
|---|---|---|
| TellerScore | 62 | 63 (stronger) |
| Capital cushion | 51 | 65 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 23 | 35 (stronger) |
| Funding & liquidity | 60 (stronger) | 54 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 22nd | 24th |
| Total assets | $816.3M | $983.6M |
| Deposits / shares | $677.3M | $790.9M |
| Capital ratio | 10.13% | 11.54% (stronger) |
| Problem loans | 0.20% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.07% | 0.37% (stronger) |
| Loans ÷ deposits | 84.7% (stronger) | 94.6% |
| Uninsured deposits | 29.3% | 25.9% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 6.1% |
Coastal Heritage Bank has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Rollstone Bank & Trust leads on 3 and Coastal Heritage Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.