Side-by-side · Q2 2026 data
Round Top State Bank vs Frontier Bank of Texas
Metric by metric
| Measure | Round Top State Bank | Frontier Bank of Texas |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 69 (stronger) | 50 |
| Loan quality | 88 | 95 (stronger) |
| Earnings | 71 | 96 (stronger) |
| Funding & liquidity | 87 (stronger) | 49 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 77th | 77th |
| Total assets | $974.1M | $1.1B |
| Deposits / shares | $870.3M | $903.9M |
| Capital ratio | 11.94% (stronger) | 10.05% |
| Problem loans | 0.36% | 0.15% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.26% | 1.89% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 97.7% |
| Uninsured deposits | 19.6% (stronger) | 27.0% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 8.6% |
Round Top State Bank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Round Top State Bank leads on 4 and Frontier Bank of Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.