Side-by-side · Q2 2026 data
Round Top State Bank vs Texas Bank
Metric by metric
| Measure | Round Top State Bank | Texas Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 69 (stronger) | 56 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 87 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 77th | 43rd |
| Total assets | $974.1M | $953.9M |
| Deposits / shares | $870.3M | $824.0M |
| Capital ratio | 11.94% (stronger) | 10.61% |
| Problem loans | 0.36% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 1.26% (stronger) | 1.20% |
| Loans ÷ deposits | 68.3% (stronger) | 83.9% |
| Uninsured deposits | 19.6% (stronger) | 28.5% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 19.1% |
Round Top State Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Round Top State Bank leads on 7 and Texas Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.