Side-by-side · Q2 2026 data
Royal Bank vs Bank of Ontario
Metric by metric
| Measure | Royal Bank | Bank of Ontario |
|---|---|---|
| TellerScore | 79 (stronger) | 51 |
| Capital cushion | 55 | 89 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 79 (stronger) | 66 |
| Funding & liquidity | 83 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 11 |
| Peer percentile | 75th | 10th |
| Total assets | $816.1M | $79.0M |
| Deposits / shares | $723.1M | $67.4M |
| Capital ratio | 10.53% | 13.85% (stronger) |
| Problem loans | 0.06% (stronger) | 8.53% |
| Net charge-offs | 0.01% | -0.11% (stronger) |
| Return on assets | 1.48% (stronger) | 1.16% |
| Loans ÷ deposits | 76.8% (stronger) | 94.8% |
| Uninsured deposits | 11.9% | 8.0% (stronger) |
| Offices | 21 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 11.7% |
Royal Bank has the higher TellerScore (79 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 4 and Bank of Ontario on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.