Side-by-side · Q2 2026 data
Royal Bank vs Dubuque Postal Employees Credit Union
Credit union
Dubuque Postal Employees Credit Union
Dubuque, Iowa · Under $100 million in assets
Metric by metric
| Measure | Royal Bank | Dubuque Postal Employees Credit Union |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 79 (stronger) | 60 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 75th | 92nd |
| Total assets | $816.1M | $4.3M |
| Deposits / shares | $723.1M | $3.6M |
| Capital ratio | 10.53% | 15.28% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.48% (stronger) | 1.01% |
| Loans ÷ deposits | 76.8% | 36.0% (stronger) |
| Uninsured deposits | 11.9% | 0.0% (stronger) |
| Offices | 21 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Dubuque Postal Employees Credit Union has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 1 and Dubuque Postal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.