Side-by-side · Q2 2026 data
Royal Bank vs Richland County Bank
Metric by metric
| Measure | Royal Bank | Richland County Bank |
|---|---|---|
| TellerScore | 79 | 96 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 79 | 81 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 75th | 99th |
| Total assets | $816.1M | $114.1M |
| Deposits / shares | $723.1M | $96.0M |
| Capital ratio | 10.53% | 17.77% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.48% | 1.51% (stronger) |
| Loans ÷ deposits | 76.8% | 51.3% (stronger) |
| Uninsured deposits | 11.9% (stronger) | 12.5% |
| Offices | 21 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Richland County Bank has the higher TellerScore (96 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 1 and Richland County Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richland Center, WI