Side-by-side · Q2 2026 data
Royal Banks of Missouri vs St. Louis Bank
Metric by metric
| Measure | Royal Banks of Missouri | St. Louis Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 38 |
| Capital cushion | 59 (stronger) | 38 |
| Loan quality | 95 (stronger) | 4 |
| Earnings | 62 (stronger) | 57 |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 75 (stronger) | 49 |
| Peer percentile | 58th | 1st |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $891.6M | $995.3M |
| Capital ratio | 10.93% (stronger) | 8.81% |
| Problem loans | 0.16% (stronger) | 2.87% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.05% (stronger) | 0.92% |
| Loans ÷ deposits | 90.1% (stronger) | 90.2% |
| Uninsured deposits | 25.2% | 23.6% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Royal Banks of Missouri has the higher TellerScore (70 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Royal Banks of Missouri leads on 5 and St. Louis Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.