Side-by-side · Q2 2026 data
Rushford State Bank (Incorporated) vs Altra Federal Credit Union
Metric by metric
| Measure | Rushford State Bank (Incorporated) | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 78 (stronger) |
| Capital cushion | 20 | 77 (stronger) |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 36 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 10th | 84th |
| Total assets | $114.7M | $3.1B |
| Deposits / shares | $104.8M | $2.6B |
| Capital ratio | 7.02% | 12.68% (stronger) |
| Problem loans | 0.93% | 0.46% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.50% |
| Return on assets | 0.40% | 1.66% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 109.8% |
| Uninsured deposits | 14.7% | 14.2% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.3% |
Altra Federal Credit Union has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Rushford State Bank (Incorporated) leads on 2 and Altra Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.