Side-by-side · Q2 2026 data
Rushmore Electric Federal Credit Union vs Aspen Federal Credit Union
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Rushmore Electric Federal Credit Union | Aspen Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 50 (stronger) | 34 |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 56 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 44th | 29th |
| Total assets | $29.3M | $173.0M |
| Deposits / shares | $26.2M | $152.7M |
| Capital ratio | 10.00% (stronger) | 8.44% |
| Problem loans | 0.50% | 0.43% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 0.90% | 1.17% (stronger) |
| Loans ÷ deposits | 28.4% (stronger) | 98.4% |
| Uninsured deposits | 13.0% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rushmore Electric Federal Credit Union leads on 4 and Aspen Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.