Side-by-side · Q2 2026 data
Rushmore Electric Federal Credit Union vs Consumer'S Federal Credit Union
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Rushmore Electric Federal Credit Union | Consumer'S Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 56 (stronger) | 54 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 44th | 49th |
| Total assets | $29.3M | $21.4M |
| Deposits / shares | $26.2M | $19.2M |
| Capital ratio | 10.00% (stronger) | 9.65% |
| Problem loans | 0.50% | 0.14% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.90% (stronger) | 0.84% |
| Loans ÷ deposits | 28.4% (stronger) | 54.5% |
| Uninsured deposits | 13.0% | 2.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Consumer'S Federal Credit Union has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Rushmore Electric Federal Credit Union leads on 4 and Consumer'S Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.