Side-by-side · Q2 2026 data
Russell Country Federal Credit Union vs 1st Liberty Federal Credit Union
Credit union
Russell Country Federal Credit Union
Great Falls, Montana · $100 million – $1 billion
Metric by metric
| Measure | Russell Country Federal Credit Union | 1st Liberty Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 84 (stronger) |
| Capital cushion | 26 | 94 (stronger) |
| Loan quality | 63 | 91 (stronger) |
| Earnings | 27 | 40 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 76 | 98 (stronger) |
| Peer percentile | 4th | 86th |
| Total assets | $131.1M | $214.2M |
| Deposits / shares | $120.7M | $182.4M |
| Capital ratio | 7.60% | 14.43% (stronger) |
| Problem loans | 1.12% | 0.28% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.18% |
| Return on assets | 0.17% | 0.49% (stronger) |
| Loans ÷ deposits | 87.6% | 51.3% (stronger) |
| Uninsured deposits | 5.2% | 4.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
1st Liberty Federal Credit Union has the higher TellerScore (84 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Russell Country Federal Credit Union leads on 1 and 1st Liberty Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.