Side-by-side · Q2 2026 data
Russell Country Federal Credit Union vs Lincoln County Credit Union
Credit union
Russell Country Federal Credit Union
Great Falls, Montana · $100 million – $1 billion
Metric by metric
| Measure | Russell Country Federal Credit Union | Lincoln County Credit Union |
|---|---|---|
| TellerScore | 48 | 98 (stronger) |
| Capital cushion | 26 | 100 (stronger) |
| Loan quality | 63 | 93 (stronger) |
| Earnings | 27 | 100 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 4th | 100th |
| Total assets | $131.1M | $186.6M |
| Deposits / shares | $120.7M | $146.2M |
| Capital ratio | 7.60% | 21.61% (stronger) |
| Problem loans | 1.12% | 0.22% (stronger) |
| Net charge-offs | 0.15% | 0.11% (stronger) |
| Return on assets | 0.17% | 2.11% (stronger) |
| Loans ÷ deposits | 87.6% | 42.1% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 5.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
Lincoln County Credit Union has the higher TellerScore (98 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Russell Country Federal Credit Union leads on 1 and Lincoln County Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.