Side-by-side · Q2 2026 data
S. C. State Federal Credit Union vs The Wright Credit Union
Credit union
S. C. State Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | S. C. State Federal Credit Union | The Wright Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 | 90 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 90 (stronger) | 78 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 98th | 75th |
| Total assets | $1.5B | $16.2M |
| Deposits / shares | $1.2B | $13.4M |
| Capital ratio | 15.57% | 17.27% (stronger) |
| Problem loans | 0.82% | 0.29% (stronger) |
| Net charge-offs | 1.01% | -0.36% (stronger) |
| Return on assets | 2.06% (stronger) | 0.71% |
| Loans ÷ deposits | 70.2% (stronger) | 82.4% |
| Uninsured deposits | 3.6% | 2.5% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | — |
S. C. State Federal Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), S. C. State Federal Credit Union leads on 3 and The Wright Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.