Side-by-side · Q2 2026 data
S H P E Federal Credit Union vs Tangipahoa Parish Teachers Credit Union
Credit union
Tangipahoa Parish Teachers Credit Union
Amite, Louisiana · Under $100 million in assets
Metric by metric
| Measure | S H P E Federal Credit Union | Tangipahoa Parish Teachers Credit Union |
|---|---|---|
| TellerScore | 33 | 77 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 0 | 43 (stronger) |
| Earnings | 58 | 68 (stronger) |
| Funding & liquidity | 92 (stronger) | 85 |
| Problem-loan coverage | 0 | 95 (stronger) |
| Peer percentile | 2nd | 57th |
| Total assets | $4.1M | $32.8M |
| Deposits / shares | $3.8M | $21.0M |
| Capital ratio | 7.49% | 35.76% (stronger) |
| Problem loans | 11.30% | 1.71% (stronger) |
| Net charge-offs | 1.68% | 0.68% (stronger) |
| Return on assets | 0.96% | 1.19% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 75.5% |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tangipahoa Parish Teachers Credit Union has the higher TellerScore (77 vs 33). On the 7 directional measures above (where higher or lower is clearly better), S H P E Federal Credit Union leads on 2 and Tangipahoa Parish Teachers Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.