Side-by-side · Q2 2026 data
S R I Employees Federal Credit Union vs Chemco Credit Union
Credit union
S R I Employees Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | S R I Employees Federal Credit Union | Chemco Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 25 (stronger) | 6 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 62nd |
| Total assets | $3.7M | $5.3M |
| Deposits / shares | $2.3M | $4.3M |
| Capital ratio | 38.07% (stronger) | 19.99% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.91% (stronger) | 1.13% |
| Return on assets | 0.12% (stronger) | -0.35% |
| Loans ÷ deposits | 33.0% (stronger) | 60.7% |
| Uninsured deposits | 0.0% (stronger) | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S R I Employees Federal Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), S R I Employees Federal Credit Union leads on 7 and Chemco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.