Side-by-side · Q2 2026 data
S R I Employees Federal Credit Union vs Sixth Avenue Baptist Federal Credit Union
Credit union
S R I Employees Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Credit union
Sixth Avenue Baptist Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | S R I Employees Federal Credit Union | Sixth Avenue Baptist Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 34 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 25 | 45 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 0 |
| Peer percentile | 77th | 2nd |
| Total assets | $3.7M | $5.2M |
| Deposits / shares | $2.3M | $4.7M |
| Capital ratio | 38.07% (stronger) | 9.37% |
| Problem loans | 0.00% (stronger) | 12.33% |
| Net charge-offs | 0.91% | 0.41% (stronger) |
| Return on assets | 0.12% | 0.61% (stronger) |
| Loans ÷ deposits | 33.0% (stronger) | 82.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S R I Employees Federal Credit Union has the higher TellerScore (85 vs 34). On the 6 directional measures above (where higher or lower is clearly better), S R I Employees Federal Credit Union leads on 4 and Sixth Avenue Baptist Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.