Side-by-side · Q2 2026 data
Safe Harbor Credit Union vs Preferred Credit Union
Metric by metric
| Measure | Safe Harbor Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 44 | 87 (stronger) |
| Capital cushion | 44 | 93 (stronger) |
| Loan quality | 22 | 88 (stronger) |
| Earnings | 44 | 64 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 57 | 97 (stronger) |
| Peer percentile | 2nd | 91st |
| Total assets | $183.8M | $318.1M |
| Deposits / shares | $165.3M | $270.6M |
| Capital ratio | 9.45% | 14.25% (stronger) |
| Problem loans | 2.33% | 0.37% (stronger) |
| Net charge-offs | 0.54% | 0.47% (stronger) |
| Return on assets | 0.60% | 1.11% (stronger) |
| Loans ÷ deposits | 90.5% | 58.2% (stronger) |
| Uninsured deposits | 15.6% | 3.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Safe Harbor Credit Union leads on 0 and Preferred Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.