Side-by-side · Q2 2026 data
Safe Harbor Credit Union vs Wolverine State Credit Union
Metric by metric
| Measure | Safe Harbor Credit Union | Wolverine State Credit Union |
|---|---|---|
| TellerScore | 44 | 60 (stronger) |
| Capital cushion | 44 | 46 (stronger) |
| Loan quality | 22 | 76 (stronger) |
| Earnings | 44 (stronger) | 25 |
| Funding & liquidity | 69 | 85 (stronger) |
| Problem-loan coverage | 57 | 90 (stronger) |
| Peer percentile | 2nd | 21st |
| Total assets | $183.8M | $172.9M |
| Deposits / shares | $165.3M | $155.6M |
| Capital ratio | 9.45% | 9.64% (stronger) |
| Problem loans | 2.33% | 0.71% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.63% |
| Return on assets | 0.60% (stronger) | 0.11% |
| Loans ÷ deposits | 90.5% | 74.8% (stronger) |
| Uninsured deposits | 15.6% | 4.6% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wolverine State Credit Union has the higher TellerScore (60 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Safe Harbor Credit Union leads on 2 and Wolverine State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.