Side-by-side · Q2 2026 data
Sainte Marie State Bank vs First Robinson Savings Bank, National Association
Bank
First Robinson Savings Bank, National Association
Robinson, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Sainte Marie State Bank | First Robinson Savings Bank, National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 90 (stronger) | 54 |
| Earnings | 0 | 72 (stronger) |
| Funding & liquidity | 90 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 56th | 14th |
| Total assets | $23.0M | $512.1M |
| Deposits / shares | $19.2M | $408.6M |
| Capital ratio | 15.83% (stronger) | 8.74% |
| Problem loans | 0.31% (stronger) | 1.37% |
| Net charge-offs | 0.40% | 0.04% (stronger) |
| Return on assets | -0.74% | 1.31% (stronger) |
| Loans ÷ deposits | 46.5% (stronger) | 81.4% |
| Uninsured deposits | 24.1% (stronger) | 28.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sainte Marie State Bank has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Sainte Marie State Bank leads on 5 and First Robinson Savings Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.