Side-by-side · Q2 2026 data
Salem VA Medical Center Federal Credit Union vs Connects Federal Credit Union
Credit union
Salem VA Medical Center Federal Credit Union
Salem, Virginia · Under $100 million in assets
Metric by metric
| Measure | Salem VA Medical Center Federal Credit Union | Connects Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 27 |
| Capital cushion | 80 (stronger) | 4 |
| Loan quality | 95 (stronger) | 38 |
| Earnings | 49 (stronger) | 0 |
| Funding & liquidity | 84 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 47 |
| Peer percentile | 65th | 1st |
| Total assets | $93.5M | $98.1M |
| Deposits / shares | $77.8M | $91.4M |
| Capital ratio | 13.02% (stronger) | 5.36% |
| Problem loans | 0.16% (stronger) | 1.85% |
| Net charge-offs | 0.01% (stronger) | 2.66% |
| Return on assets | 0.71% (stronger) | -1.70% |
| Loans ÷ deposits | 76.2% (stronger) | 81.6% |
| Uninsured deposits | 1.2% (stronger) | 3.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salem VA Medical Center Federal Credit Union has the higher TellerScore (80 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Salem VA Medical Center Federal Credit Union leads on 7 and Connects Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.