Side-by-side · Q2 2026 data
San Francisco Federal Credit Union vs San Francisco Fire Credit Union
Credit union
San Francisco Federal Credit Union
San Francisco, California · $1 billion – $10 billion
Credit union
San Francisco Fire Credit Union
San Francisco, California · $1 billion – $10 billion
Metric by metric
| Measure | San Francisco Federal Credit Union | San Francisco Fire Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 86 (stronger) | 57 |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 65 (stronger) | 51 |
| Funding & liquidity | 91 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 95th | 58th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.2B | $1.5B |
| Capital ratio | 13.63% (stronger) | 10.72% |
| Problem loans | 0.15% (stronger) | 0.54% |
| Net charge-offs | 0.13% | 0.12% (stronger) |
| Return on assets | 1.12% (stronger) | 0.78% |
| Loans ÷ deposits | 69.1% (stronger) | 74.8% |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 23.7% |
San Francisco Federal Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), San Francisco Federal Credit Union leads on 5 and San Francisco Fire Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.