Side-by-side · Q2 2026 data
Santander Bank, N.A. vs Seamen's Bank
Metric by metric
| Measure | Santander Bank, N.A. | Seamen's Bank |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 75 | 76 (stronger) |
| Loan quality | 39 | 75 (stronger) |
| Earnings | 60 (stronger) | 44 |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 73rd | 43rd |
| Total assets | $104.0B | $478.5M |
| Deposits / shares | $84.4B | $405.4M |
| Capital ratio | 12.48% | 12.57% (stronger) |
| Problem loans | 1.84% | 0.76% (stronger) |
| Net charge-offs | 0.55% | -0.01% (stronger) |
| Return on assets | 1.00% (stronger) | 0.60% |
| Loans ÷ deposits | 67.9% (stronger) | 89.6% |
| Uninsured deposits | 31.9% | 16.9% (stronger) |
| Offices | 554 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seamen's Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Santander Bank, N.A. leads on 2 and Seamen's Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.