Side-by-side · Q2 2026 data
Savannah Schools Federal Credit Union vs H E a Federal Credit Union
Credit union
Savannah Schools Federal Credit Union
Savannah, Georgia · Under $100 million in assets
Metric by metric
| Measure | Savannah Schools Federal Credit Union | H E a Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 73 (stronger) |
| Capital cushion | 63 | 85 (stronger) |
| Loan quality | 57 (stronger) | 28 |
| Earnings | 32 | 84 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 23rd | 47th |
| Total assets | $45.4M | $42.9M |
| Deposits / shares | $39.8M | $37.1M |
| Capital ratio | 11.29% | 13.51% (stronger) |
| Problem loans | 1.29% (stronger) | 2.17% |
| Net charge-offs | 1.29% | 0.15% (stronger) |
| Return on assets | 0.31% | 1.60% (stronger) |
| Loans ÷ deposits | 34.3% (stronger) | 53.7% |
| Uninsured deposits | 30.7% | 4.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H E a Federal Credit Union has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Savannah Schools Federal Credit Union leads on 2 and H E a Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.