Side-by-side · Q2 2026 data
Savannah Schools Federal Credit Union vs Lanier Federal Credit Union
Credit union
Savannah Schools Federal Credit Union
Savannah, Georgia · Under $100 million in assets
Metric by metric
| Measure | Savannah Schools Federal Credit Union | Lanier Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 53 |
| Capital cushion | 63 (stronger) | 43 |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 32 (stronger) | 0 |
| Funding & liquidity | 83 (stronger) | 68 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 23rd | 12th |
| Total assets | $45.4M | $71.6M |
| Deposits / shares | $39.8M | $64.3M |
| Capital ratio | 11.29% (stronger) | 9.31% |
| Problem loans | 1.29% | 0.53% (stronger) |
| Net charge-offs | 1.29% | 0.67% (stronger) |
| Return on assets | 0.31% (stronger) | -0.70% |
| Loans ÷ deposits | 34.3% (stronger) | 92.0% |
| Uninsured deposits | 30.7% | 1.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savannah Schools Federal Credit Union has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Savannah Schools Federal Credit Union leads on 4 and Lanier Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.