Side-by-side · Q2 2026 data
Savings Bank of Mendocino County vs Provident Savings Bank, F.S.B.
Metric by metric
| Measure | Savings Bank of Mendocino County | Provident Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 86 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 65 (stronger) | 46 |
| Funding & liquidity | 72 (stronger) | 45 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 97th | 40th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.0B | $916.8M |
| Capital ratio | 17.93% (stronger) | 10.30% |
| Problem loans | 0.36% | 0.05% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.14% (stronger) | 0.64% |
| Loans ÷ deposits | 70.4% (stronger) | 112.6% |
| Uninsured deposits | 31.0% | 19.5% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.3% |
Savings Bank of Mendocino County has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank of Mendocino County leads on 5 and Provident Savings Bank, F.S.B. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.