Side-by-side · Q2 2026 data
Scale Bank vs Think Mutual Bank
Metric by metric
| Measure | Scale Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 9 | 95 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 84th | 97th |
| Total assets | $626.7M | $2.2B |
| Deposits / shares | $423.1M | $1.9B |
| Capital ratio | 14.02% | 16.25% (stronger) |
| Problem loans | 0.06% (stronger) | 0.25% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 2.32% (stronger) | 0.63% |
| Loans ÷ deposits | 119.9% | 64.8% (stronger) |
| Uninsured deposits | 52.2% | 5.8% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Scale Bank leads on 3 and Think Mutual Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.