Side-by-side · Q2 2026 data
Seaboard Federal Credit Union vs Ksw Federal Credit Union
Metric by metric
| Measure | Seaboard Federal Credit Union | Ksw Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 85 (stronger) |
| Capital cushion | 39 | 96 (stronger) |
| Loan quality | 53 | 66 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 94 (stronger) | 71 |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 14th | 87th |
| Total assets | $246.4M | $122.2M |
| Deposits / shares | $220.9M | $104.5M |
| Capital ratio | 8.90% | 14.59% (stronger) |
| Problem loans | 1.42% | 1.02% (stronger) |
| Net charge-offs | 0.22% | 0.17% (stronger) |
| Return on assets | 0.69% | 2.08% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 89.1% |
| Uninsured deposits | 5.3% (stronger) | 8.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
Ksw Federal Credit Union has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Seaboard Federal Credit Union leads on 2 and Ksw Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.