Side-by-side · Q2 2026 data
Seaboard Federal Credit Union vs New Dimensions Federal Credit Union
Credit union
New Dimensions Federal Credit Union
Waterville, Maine · $100 million – $1 billion
Metric by metric
| Measure | Seaboard Federal Credit Union | New Dimensions Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 46 |
| Capital cushion | 39 (stronger) | 29 |
| Loan quality | 53 (stronger) | 49 |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 94 (stronger) | 66 |
| Problem-loan coverage | 81 (stronger) | 69 |
| Peer percentile | 14th | 3rd |
| Total assets | $246.4M | $244.1M |
| Deposits / shares | $220.9M | $209.3M |
| Capital ratio | 8.90% (stronger) | 7.93% |
| Problem loans | 1.42% (stronger) | 1.54% |
| Net charge-offs | 0.22% (stronger) | 0.48% |
| Return on assets | 0.69% (stronger) | 0.54% |
| Loans ÷ deposits | 65.9% (stronger) | 94.4% |
| Uninsured deposits | 5.3% | 2.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
Seaboard Federal Credit Union has the higher TellerScore (57 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Seaboard Federal Credit Union leads on 6 and New Dimensions Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.