Side-by-side · Q2 2026 data
Seacoast National Bank vs BankUnited, National Association
Metric by metric
| Measure | Seacoast National Bank | BankUnited, National Association |
|---|---|---|
| TellerScore | 63 (stronger) | 47 |
| Capital cushion | 48 (stronger) | 44 |
| Loan quality | 78 (stronger) | 44 |
| Earnings | 55 | 55 |
| Funding & liquidity | 59 (stronger) | 31 |
| Problem-loan coverage | 94 (stronger) | 76 |
| Peer percentile | 39th | 10th |
| Total assets | $21.3B | $34.9B |
| Deposits / shares | $16.8B | $29.1B |
| Capital ratio | 9.84% (stronger) | 9.43% |
| Problem loans | 0.66% (stronger) | 1.69% |
| Net charge-offs | 0.10% (stronger) | 0.35% |
| Return on assets | 0.88% (stronger) | 0.87% |
| Loans ÷ deposits | 77.3% (stronger) | 81.5% |
| Uninsured deposits | 36.3% (stronger) | 57.9% |
| Offices | 104 | 57 |
| CFPB complaints (3 yrs) | — | 18 |
| Complaints per $1B deposits | — | 0.6 |
| Mortgage denial rate (HMDA) | 35.3% | — |
Seacoast National Bank has the higher TellerScore (63 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Seacoast National Bank leads on 7 and BankUnited, National Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.