Side-by-side · Q2 2026 data
Seacoast National Bank vs City National Bank of Florida
Metric by metric
| Measure | Seacoast National Bank | City National Bank of Florida |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 48 | 64 (stronger) |
| Loan quality | 78 (stronger) | 73 |
| Earnings | 55 | 70 (stronger) |
| Funding & liquidity | 59 (stronger) | 28 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 39th | 46th |
| Total assets | $21.3B | $29.1B |
| Deposits / shares | $16.8B | $22.1B |
| Capital ratio | 9.84% | 11.38% (stronger) |
| Problem loans | 0.66% (stronger) | 0.81% |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 0.88% | 1.24% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 92.2% |
| Uninsured deposits | 36.3% (stronger) | 51.5% |
| Offices | 104 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | 10.7% |
City National Bank of Florida has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Seacoast National Bank leads on 3 and City National Bank of Florida on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.