Side-by-side · Q2 2026 data
Seacoast National Bank vs Midflorida Credit Union
Metric by metric
| Measure | Seacoast National Bank | Midflorida Credit Union |
|---|---|---|
| TellerScore | 63 | 72 (stronger) |
| Capital cushion | 48 | 57 (stronger) |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 55 | 71 (stronger) |
| Funding & liquidity | 59 | 69 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 39th | 66th |
| Total assets | $21.3B | $9.8B |
| Deposits / shares | $16.8B | $8.6B |
| Capital ratio | 9.84% | 10.69% (stronger) |
| Problem loans | 0.66% | 0.46% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.42% |
| Return on assets | 0.88% | 1.27% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 90.9% |
| Uninsured deposits | 36.3% | 13.2% (stronger) |
| Offices | 104 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | — |
Midflorida Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Seacoast National Bank leads on 2 and Midflorida Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- The Villages, FL
- Ocala, FL
- Tampa, FL
- Orlando, FL
- Sebring, FL
- Vero Beach, FL
- Stuart, FL
- Port St. Lucie, FL
- Bradenton, FL
- Sarasota, FL
- Port Saint Lucie, FL
- Belleview, FL
- Okeechobee, FL
- Naples, FL
- Lake Placid, FL
- Gainesville, FL
- Avon Park, FL