Side-by-side · Q2 2026 data
Seacoast National Bank vs Raymond James Bank
Metric by metric
| Measure | Seacoast National Bank | Raymond James Bank |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 48 (stronger) | 30 |
| Loan quality | 78 | 91 (stronger) |
| Earnings | 55 | 87 (stronger) |
| Funding & liquidity | 59 | 71 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 39th | 69th |
| Total assets | $21.3B | $45.6B |
| Deposits / shares | $16.8B | $41.4B |
| Capital ratio | 9.84% (stronger) | 8.00% |
| Problem loans | 0.66% | 0.28% (stronger) |
| Net charge-offs | 0.10% | 0.04% (stronger) |
| Return on assets | 0.88% | 1.67% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 89.0% |
| Uninsured deposits | 36.3% | 8.8% (stronger) |
| Offices | 104 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | 6.2% |
Raymond James Bank has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Seacoast National Bank leads on 2 and Raymond James Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.