Side-by-side · Q2 2026 data
Seattle Metropolitan Credit Union vs Kitsap Credit Union
Metric by metric
| Measure | Seattle Metropolitan Credit Union | Kitsap Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 54 |
| Capital cushion | 65 (stronger) | 33 |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 21 | 33 (stronger) |
| Funding & liquidity | 53 | 72 (stronger) |
| Problem-loan coverage | 89 (stronger) | 81 |
| Peer percentile | 25th | 11th |
| Total assets | $1.2B | $2.5B |
| Deposits / shares | $921.1M | $2.3B |
| Capital ratio | 11.50% (stronger) | 8.33% |
| Problem loans | 0.63% (stronger) | 0.79% |
| Net charge-offs | 1.06% (stronger) | 1.35% |
| Return on assets | 0.04% | 0.32% (stronger) |
| Loans ÷ deposits | 107.3% | 88.7% (stronger) |
| Uninsured deposits | 14.6% | 8.5% (stronger) |
| Offices | 9 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.9% | 29.9% |
Seattle Metropolitan Credit Union has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Seattle Metropolitan Credit Union leads on 4 and Kitsap Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.