Side-by-side · Q2 2026 data
Security Bank & Trust Company vs United Bankers' Bank
Metric by metric
| Measure | Security Bank & Trust Company | United Bankers' Bank |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 44 | 95 (stronger) |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 98 (stronger) | 71 |
| Funding & liquidity | 60 (stronger) | 26 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 74th | 74th |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.2B | $635.6M |
| Capital ratio | 9.37% | 14.46% (stronger) |
| Problem loans | 0.34% (stronger) | 0.76% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.96% (stronger) | 1.28% |
| Loans ÷ deposits | 71.3% (stronger) | 120.6% |
| Uninsured deposits | 40.9% | 36.9% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | 124 | — |
| Complaints per $1B deposits | 103.3 | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Security Bank & Trust Company leads on 3 and United Bankers' Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.