Side-by-side · Q2 2026 data
Security Bank and Trust Company vs Bank of Halls
Metric by metric
| Measure | Security Bank and Trust Company | Bank of Halls |
|---|---|---|
| TellerScore | 79 (stronger) | 64 |
| Capital cushion | 59 (stronger) | 30 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 85 (stronger) | 61 |
| Funding & liquidity | 62 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 88th | 26th |
| Total assets | $1.7B | $134.6M |
| Deposits / shares | $1.4B | $123.2M |
| Capital ratio | 10.92% (stronger) | 7.95% |
| Problem loans | 0.02% (stronger) | 0.15% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 1.02% |
| Loans ÷ deposits | 83.8% | 51.0% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 47.9% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Security Bank and Trust Company has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Company leads on 5 and Bank of Halls on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.