Side-by-side · Q2 2026 data
Security Bank and Trust Company vs First Federal Bank
Metric by metric
| Measure | Security Bank and Trust Company | First Federal Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 59 (stronger) | 55 |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 85 (stronger) | 84 |
| Funding & liquidity | 62 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 88th | 63rd |
| Total assets | $1.7B | $1.1B |
| Deposits / shares | $1.4B | $978.6M |
| Capital ratio | 10.92% (stronger) | 10.48% |
| Problem loans | 0.02% (stronger) | 0.52% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.61% (stronger) | 1.61% |
| Loans ÷ deposits | 83.8% | 68.8% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 49.5% |
| Offices | 11 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 10.0% |
Security Bank and Trust Company has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Company leads on 6 and First Federal Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.