Side-by-side · Q2 2026 data
Security Bank and Trust Company vs All Capital Bank
Metric by metric
| Measure | Security Bank and Trust Company | All Capital Bank |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 30 | 45 (stronger) |
| Loan quality | 53 | 90 (stronger) |
| Earnings | 81 | 95 (stronger) |
| Funding & liquidity | 67 (stronger) | 54 |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 13th | 53rd |
| Total assets | $166.9M | $176.1M |
| Deposits / shares | $145.4M | $158.4M |
| Capital ratio | 8.04% | 9.52% (stronger) |
| Problem loans | 1.41% | 0.30% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.53% | 1.88% (stronger) |
| Loans ÷ deposits | 93.1% | 91.8% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 28.2% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
All Capital Bank has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Company leads on 2 and All Capital Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.