Side-by-side · Q2 2026 data
Security Bank and Trust Company vs Bank of Hydro
Metric by metric
| Measure | Security Bank and Trust Company | Bank of Hydro |
|---|---|---|
| TellerScore | 56 | 76 (stronger) |
| Capital cushion | 30 | 66 (stronger) |
| Loan quality | 53 | 79 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 52 |
| Problem-loan coverage | 70 | 90 (stronger) |
| Peer percentile | 13th | 64th |
| Total assets | $166.9M | $180.8M |
| Deposits / shares | $145.4M | $156.9M |
| Capital ratio | 8.04% | 11.56% (stronger) |
| Problem loans | 1.41% | 0.64% (stronger) |
| Net charge-offs | -0.00% | -0.05% (stronger) |
| Return on assets | 1.53% | 2.70% (stronger) |
| Loans ÷ deposits | 93.1% (stronger) | 102.0% |
| Uninsured deposits | 10.5% (stronger) | 20.8% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hydro has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Company leads on 2 and Bank of Hydro on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.