TellerScore

Side-by-side · Q2 2026 data

Security Bank Midwest vs One American Bank

Bank

Security Bank Midwest

Tyndall, South Dakota · $100 million – $1 billion

66of 100
Moderate

Bank

One American Bank

Centerville, South Dakota · $100 million – $1 billion

40of 100
Below average

Metric by metric

MeasureSecurity Bank MidwestOne American Bank
TellerScore66 (stronger)40
Capital cushion55 (stronger)33
Loan quality87 (stronger)48
Earnings49 (stronger)0
Funding & liquidity5965 (stronger)
Problem-loan coverage95 (stronger)79
Peer percentile31st2nd
Total assets$304.1M$285.2M
Deposits / shares$238.8M$231.5M
Capital ratio10.52% (stronger)8.35%
Problem loans0.40% (stronger)1.56%
Net charge-offs0.00% (stronger)4.78%
Return on assets0.73% (stronger)-3.96%
Loans ÷ deposits89.1% (stronger)95.4%
Uninsured deposits26.2%10.8% (stronger)
Offices63
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Security Bank Midwest has the higher TellerScore (66 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Security Bank Midwest leads on 6 and One American Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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