Side-by-side · Q2 2026 data
Security Bank of Texas vs Bank of South Texas
Metric by metric
| Measure | Security Bank of Texas | Bank of South Texas |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 42 | 92 (stronger) |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 70 (stronger) | 67 |
| Problem-loan coverage | 76 | 98 (stronger) |
| Peer percentile | 22nd | 90th |
| Total assets | $175.9M | $174.5M |
| Deposits / shares | $152.6M | $141.1M |
| Capital ratio | 12.00% | 16.63% (stronger) |
| Problem loans | 1.75% | 0.23% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.00% | 1.10% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 88.2% |
| Uninsured deposits | 23.1% | 19.7% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Bank of South Texas has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security Bank of Texas leads on 1 and Bank of South Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.