TellerScore

Side-by-side · Q2 2026 data

Security Bank USA vs Bank Forward

Bank

Security Bank USA

Bemidji, Minnesota · $100 million – $1 billion

77of 100
Strong

Bank

Bank Forward

Fargo, North Dakota · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureSecurity Bank USABank Forward
TellerScore77 (stronger)70
Capital cushion4452 (stronger)
Loan quality93 (stronger)78
Earnings94 (stronger)89
Funding & liquidity80 (stronger)56
Problem-loan coverage97 (stronger)87
Peer percentile68th58th
Total assets$263.9M$1.1B
Deposits / shares$238.8M$935.4M
Capital ratio9.36%10.17% (stronger)
Problem loans0.22% (stronger)0.67%
Net charge-offs0.05%0.00% (stronger)
Return on assets1.84% (stronger)1.72%
Loans ÷ deposits80.6% (stronger)95.6%
Uninsured deposits13.7% (stronger)23.2%
Offices112
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—1.3%

Security Bank USA has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 5 and Bank Forward on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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