TellerScore

Side-by-side · Q2 2026 data

Security Bank USA vs Drake Bank

Bank

Security Bank USA

Bemidji, Minnesota · $100 million – $1 billion

77of 100
Strong

Bank

Drake Bank

Saint Paul, Minnesota · $100 million – $1 billion

18of 100
Low

Metric by metric

MeasureSecurity Bank USADrake Bank
TellerScore77 (stronger)18
Capital cushion44 (stronger)23
Loan quality93 (stronger)0
Earnings94 (stronger)0
Funding & liquidity80 (stronger)71
Problem-loan coverage97 (stronger)0
Peer percentile68th0th
Total assets$263.9M$247.4M
Deposits / shares$238.8M$211.6M
Capital ratio9.36% (stronger)7.27%
Problem loans0.22% (stronger)4.49%
Net charge-offs0.05% (stronger)0.65%
Return on assets1.84% (stronger)-1.24%
Loans ÷ deposits80.6% (stronger)88.8%
Uninsured deposits13.7% (stronger)14.2%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—8.0%

Security Bank USA has the higher TellerScore (77 vs 18). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 7 and Drake Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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